摘要
我国目前利率水平低于CPI涨幅,处于负利率状态,负利率正在使居民的消费能力下降,财富缩水,扭曲资本的市场化配置功能,加剧通货膨胀预期,更造成社会资金一定程度的错配,助长资产泡沫。通过分析负利率的成因和负面影响,提出可提高定期存款利率、稳定物价和转变经济增长模式来消除负利率。
At present,our country＇s interest rate level is lower than the rise of CPI,namely negative interest rate.Negative interest rate declines the consuming power of consumers,shrinks fortune,distorts market configuration function of capital,intensifies the inflation expectation,results in missed configuration of social capitals,and is conducive to asset bubbles.Through analyzing reasons for the generation of negative reasons and its negative impacts,the articles suggests some ways to eliminate the negative impacts of negative interest rate,including lifting interest rate of fixed term deposits,stabilizing prices,and changing the mode of economic growth.
关键词
负利率
通货膨胀
物价
资金
negative interest rate
inflation
prices
capital
