完善我国农村合作金融改革的政策选择

The Policy Choices Improving China's Rural Cooperative Financial Reform

合作金融是在特定的经济社会环境中形成和发展起来的一种资金融通形式。改革开放以来,我国合作金融获得长足发展,但也存在许多障碍,因此,合作金融要可持续发展必须坚持农村合作金融的基本原则,加强风险控制,推进金融创新,增强盈利能力,加大政策扶持力度,建立健全农村合作金融法律体系。

Financial cooperation was a form of financial intermediation formed and developed in a particular form of economic and social environment.Since reform and opening-up,China＇s cooperative finance attained rapid development,but there are many obstacles,therefore,to achieved co-finance sustainable development,it must adhere to the basic principles of rural cooperative finance,strengthen risk control,promote financial innovation,and enhance profitability,increase policy support efforts to establish rural cooperative financial legal system.