江苏省城镇职工重大疾病实际补偿比适宜性研究

Studying the suitability of practical compensation ratio of major diseases for urban workers in Jiangsu Province

文章运用江苏省三个样本市数据,分析了城镇职工重大疾病实际补偿比适宜性。发现低收入和高医疗费用职工的医保实际补偿不足,高收入和低医疗费用职工的实际补偿偏高等问题,从明确重大疾病衡量标准、科学测定城镇职工重大疾病保障水平适宜范围、做好城镇职工重大疾病二次补偿工作等提出完善建议。

Data from three sampled cities in Jiangsu was used to analyze the suitability of practical compensation ratio of major diseases for urban workers. The results showed that compensation on urban workers with lower income and higher medical expenses was insufficient,while compensation on urban workers with higher income and lower medical expenses was overhigh. Based on which, some suggestions were put forward, such as defining the standard to measure major diseases, assigning suitable range for major diseases compensation, and promoting second compensation on major diseases.