担保提存论

On the Security Deposit

担保提存于提存标的、目的等多个方面不同于清偿提存,系为保全担保权而对担保财产进行的提存,性质上属消除危险的具体措施。我国法上既存在实然债权的担保提存,也存在或然债权的担保提存。担保提存可源于担保财产的自然或法律属性,又可因担保人、担保权人或第三人的行为引发,不同的担保提存原因对其费用的负担具有决定作用。担保提存请求权性质上属于担保财产的消除危险请求权,其构成不以过错为要件,行使担保提存请求权导致主债权诉讼时效中断。多个担保权并存于一物时,担保提存的实行不受担保权实现顺位的约束。担保提存不导致担保财产所有权的变动,对担保权实行的条件亦不生影响。

In the security deposit, object, purpose and many other aspects are different from the deposit of discharge. For the preservation of the security right, security deposit is a specific measures to eliminate the risk. Security deposit can be for either reality claim or contingent ones in China law. Security deposit may originate from the nature of a security property or legal attribute, also may be the guarantor, the secured party or a third person＇s behavior raised. Different reason of security deposit has a decisive role on the burden of the costs. Belonging to eliminate the risk claim rights, security deposit claim rights needs no fault for elements, and its exercising causes the principal debt limitation to break. Coexistence of multiple security rights at one real property, the exercising does not abide by the order that security rights constraints. Security deposit does not lead ownership changes to security property, and no impact on security right＇ s exercising.