对我国中小企业融资难问题的研究

Study on Financing Obstacles for Small and Medium-size Enterprises

随着市场经济体制的确立和运行,中小企业在我国国民经济发展中的重要地位和作用越来越凸显。但目前中小企业在发展过程中却存在着许多问题,尤其是融资难已成为制约其发展的首要问题。究其原因除了中小企业自身的缺陷以外,还与政府扶持不力、融资渠道不畅紧密相关。文章从企业、政府、金融3方面探讨了解决中小企业融资难的途径。

With the establishment and the movement of market economy system, the small and medium-sized enterprises are becoming more and more important in national economy development of our country. However, in the developing process ,the small and medium -sized enterprises have many problems actually, in particular ,the financing obstacle ,which is the most significant question restricting their development. The reasons are the lack of government support, impeded financing approach, apart from the shortcoming of small and medium-sized enterprises themselves. The article probes the solution for the financing obstacles from aspects of enterprise, government and finance.