顺利开展国家助学贷款的可行性研究

The Feasibility Study on Developing the National Student Loan

尽快建立统一的国家助学贷款信息系统,形成对申请贷款大学生的信用度进行规范评价、对获得贷款者进行适时管理的有效体系,是消除国家助学贷款中的逆向选择与道德风险,从而保证这项业务健康发展的当务之急。

In order to clear up the adverse choices and moral risks in student loan,to guarantee the good development of this programe,it is necessary to set up an unified information system on student loan, to form a standard assessment on the credits of the grant-aided students and an effective system of suitable management to the grant-aided students.