房地产企业融资现状及其成因的思考

Contemplation on Causes and Current Situation of Real Estate Financing

房地产企业融资渠道单一、融资门槛过高、债券融资规模低下、传统信托不成熟、融资管理不完善以及政府影响作用大和相关法律法规不健全等,致使房地产企业的融资困难,究其原因是国家政策的影响,金融体系不健全,金融产品缺乏创新,房地产业扩张趋于失衡。

There are all manner of drawbacks existing in real estate financing,namely,stiff means,unreasonable threshold,narrow scale,immature affiance,loose management,crispy resistance capacity,defective legacy system.They have added to deep-set difficulties of real estate financing,but most importantly,from the macro side,which results from lack of effective national policies,imperfect financial system,stuffy financial products and imbalanced and irrational expansion of realty business.