美国保险公司之间的合作及其借鉴

The Cooperation among the US Insurance Companies and the Use for Reference

美国众多保险公司之间在激烈竞争的同时进行多方面合作，其组织和协会包括费率组织、保险承保人协会和再保险组织、教育组织、保险贸易协会等，我国保险业值得借鉴。我国保险公司应加强多方合作，挖掘保险市场发展潜力，建立有序的保险市场。

Despite the fact that insurance companies compete vigorously with each other, there are many insurance cooperative organizations and associations in the US, including rating organizations, insurer associations, reinsurance organizations, educational organizations and insurance trade associations. Chinese insurance companies should learn form them to strengthen cooperation, to tap the developing potential and to build up orderly insurance market.