摘要
采用对比法和归纳法,从变额年金的风险因素入手,通过对比国外比较成熟的风险管理评估模式和风险管理需要的外部条件等因素的探讨,为变额年金在风险管理模式、最低保证利益设计等方面提出一定的建议。
Using comparison and induction methods, and proceeding from the risk factors of variable annuity, the paper put forwards some suggestions on VA risk management and minimum-profit-guarantee design through comparing well-practiced risk management and assessment methods used in foreign countries, and through discussions on external conditions required by risk management.
出处
《保险研究》
北大核心
2011年第11期72-77,共6页
Insurance Studies
关键词
变额年金
风险管理
风险评估
variable annuity
risk management
risk assessment
