对商业银行拓展优质个贷客户的思考——以黑龙江省建设银行为例

Commercial Banks to Expand High-quality Customers of a Loan——A Case of Heilongjiang Province Construction Bank

稳定并拓展优质客户是商业银行提高竞争力的手段之一,是商业银行立足之本。商业银行在拓展对公优质客户的同时,还必须拓展对私优质客户,拓展对私优质客户的关键是拓展优质个贷客户。

Stability and expand high -quality commercial bank customers that is one of the means to improve competitiveness, which is a commercial bank based on the hook. Commercial banks in the expansion of the public high - quality customer must also expand to the private high - quality customers, develop high - quality customers to the private key is to develop a credit - quality customers.