信用评级市场培育、监管实践与思考

Credit Rating Market Cultivation,Regulatory Practice and Implication

近年来,信用评级在帮助金融机构识别信用风险、拓宽企业融资渠道等方面发挥了重要作用,但信用评级行业仍面临市场需求量有限、认可度不高等困境,本文在回顾信用评级培育监管实践,分析信用评级困境原因的基础上,提出了培育信用评级市场发展的政策建议。

In recent years,credit rating has played an important role in helping financial institutions to identify credit risks and broaden the financing channels for enterprises,while the credit rating industry is still confronted with limited market demand and inadequate acceptance.Based on the review of credit rating regulatory practice and the analysis of the reasons for credit rating dilemma,this article puts forward policy recommendations to improve the development of credit rating market.