银行跨营证券业利弊分析和对策研究

Bank securities industry across the camp advantage and disadvantage research

目前,国际金融业的主要发展趋势就是混业经营。在这样的大背景下,银行采取混业经营模式就显得非常必要。本文在分析银行跨营证券业动因的基础上,分析银行跨营证券业的利弊及其组织模式,最后提出了我国银行跨营证券业的对策。

Now,the primary development trend of international finance industry is universal operation.Under this background,it is very necessary for the Banks to adapt universal operation model.This paper will base on analyzing bank multi-operating securities industry motivation,analyze its advantages and disadvantages and organization model of bank multi-operating securities industry,and finally put forward the strategies for Chinese bank multi-operating securities industry.