全球金融风暴背景下中国城市商业银行的应对策略

How Could the Chinese City Commercial Banks Deal with the Global Financial Crisis

全球金融风暴背景下,作为逐步融入全球化进程中的中国银行业,尤其是还在夹缝中生存的城市商业银行受到的冲击程度和承受能力如何,值得关注。分析了在金融危机影响国际经济、金融形势不断恶化,中国实体经济受损的环境下,城市商业银行的生存、发展空间遭遇压缩的现实和潜在风险,并结合中国城市商业银行自身的特点,提出了应对金融风暴威胁的方式和策略。

In the background of the global financial crisis,it is worth attention how the commercial banks of China are influenced.In this paper,it is analyzed on the promise of that the financial crisis make the international economy,financial condition and Chinese real economy worse,the realistic experience that the survival and developing space of city commercial banks was compressed and their potential risks.Moreover,the countermeasures of how to face the threat of the financial crisis are put forward under their own characteristics.