美国外资银行破产独特性分析

Analysis to Sepcial Features of US Foreign Bank Bankruptcy

美国外资银行的破产法律规范无论从体系的构建,还是管辖机构的设立无不显示其复杂性。从构架繁复的规范可以看出,维护本国债权人利益抑或是考虑外资银行母国金融稳定是美国外资银行破产立法者必须面临的两难抉择。各个时期的美国联邦和州立法及银行法律政策都反映出这种难以取舍的困境。国内学界对美国外资银行破产这一领域尚未涉及,而我国外资银行立法还处于研究阶段,因此未雨绸缪好过临时抱佛脚,美国针对外资银行破产的诸多经验和做法值得我们借鉴,学界和司法实践对此都应给予特别关注。

whatever for the systematic construction or settlement organization of US foreign bank banktruptcy regulations all reflect its complexity.We can see from such complicated norms that maintaining the US creditors＇ interests or considering the financial stability of host country is the dilemma for the US foreign bank bankruptcy legislation.In each historical period the US federal and state legislation all give expression to this situation.Scholars in China have not even made the research on bankruptcy issues of foreign bank in US in this field.However,the foreign bank bankruptcy legislation in China still is in the initial stage so that ＂in fair wearher prepare for foul＂ is much better than ＂make effort at the last moment＂,and we shall pay attention to absorb and learn the US practice and lesson,which shall be focused by both scholars and justice practice.