摘要
随着巴塞尔协议Ⅲ及我国银行业新监管标准的推出,目前我国已确立微观审慎与宏观审慎相结合、具有中国特色的银行监管新模式,这不仅是全面风险管理的理念及资本计量方法的改变,更蕴含着新的银行经营治理要求,将对商业银行经营模式、资产管理方式及盈利能力产生深远影响。鉴于此,本文提出在新的银行监管模式下我国商业银行经营转型的对策建议。
With the implementation of Basel III and the China＇s new banking regulatory standards, China has currently established a new model of banking supervision combined with micro-prudential, macro-prudential and Chinese characteristics. The new bank regulatory requirements are not only a comprehensive risk management philosophy and capital change in the method of measurement, but also contains a new governance requirements of banks, which will have far-reaching influence on business mode, asset management and profitability of the commercial banks. Accordingly, this paper proposes some suggestions for commercial banks to transform their business under the new banking regulation.
出处
《南方金融》
北大核心
2011年第11期27-31,共5页
South China Finance
关键词
金融监管
巴塞尔协议Ⅲ
商业银行
经营转型
Financial Regulation
Basel m
Commercial Bank
Business Transformation
