中国金融集聚水平的现状与影响因素探析

A Empirical Analysis on Trend of China's Financial Aggregation and its Influencing Factors

金融集聚作为产业集聚的一种表现形式,在我国呈现出在曲折中缓慢上升的趋势,而且这种趋势有向东部发达地区延伸的迹象。为验证并进一步探究影响这种趋势的相关因素,一方面,引入空间基尼系数、HI指数和行业集中度三种测度方法,对我国金融集聚的现状作出分析;另一方面,通过回归分析考察我国金融集聚与工业化程度、货币化程度和经济发展水平之间的关系,认为经济的货币化程度和经济发展水平是影响这种集聚趋势的重要因素。

As a kind of expression of industrial aggregation, China＇s financial aggregation has rising slowly in a tortuous way, this trend has extended to the developed eastern region. In order to validate this trend and explore the related factors of this trend, two ways can be considered on this problem. On the one hand, we introduce three methods to research on the trend of financial aggregation, these methods are called Spatial Gini Coefficient, Herfindahl Index and Concentration Ratio. On the other hand, based on regression analysis, we research on the relationship between the financial aggregation and the level of industrialization, monetization, economic development, then we conclude that the level of monetization and economic development is a important factor to influence this trend of financial aggregation.