融资性担保公司的风险机理分析

Risk Mechanism Analysis on Financing Guarantee Companies

融资性担保公司在我国现有的金融、经济、制度环境下,生存空间狭窄。而资本的逐利特性又诱使其游走腾挪、偏离主业,把从事非法的金融业务作为经营的一种常态,致使单体事件频发,造成不良的社会影响。相关部门应从改革金融体制、规范监管模式等影响其持续赢利能力的核心问题入手,改善其生存状态,促使其健康发展。

At present, single risk events of financing guarantee companies in China occur frequently, which causes a certain impact on sound financial order. It is necessary to sort out the formation mechanism of their risks with the aim of strangling the risk causes of hindering sustainable development of financing guarantee companies fundamentally, thus providing a favorable financing environment for the development of SMEs.