市场化条件下人民币同业存款的定价策略

Pricing Strategies of RMB Interbank Deposit Under the Background of Marketization

随着人民币同业存款利率市场化的逐步推进,人民币同业存款定价策略研究具有重要的现实意义。在市场化条件下,商业银行对各种金融产品定价是大趋势。文章结合实际,对人民币同业存款的定价作了策略分析。最后用实例展现了商业银行人民币同业存款定价的过程,并提出了一些值得关注的问题。

As the marketization of RMB interbank deposit rate gradually advances, the research of pricing strategy of RMB interbank deposit is of great practical significance. Under the background of marketization, commercial banks should establish pricing strategies for all kinds of financial products. The article analyzes the pricing strategies of RMB interbank deposit rate, shows examples of commercial banks in pricing RMB interbank deposit, and raises several problems that beg attention.