论民营企业“融资难”问题的现状和对策

Current situation and countermeasures of "financing difficulties" in private enterprises

改革开放以来,民营企业不断发展,已成为我国经济重要组成部分。但是民营企业特别是中小民营企业的融资问题则是民营企业发展的瓶颈。文章从银行信贷机制、政府管理、中介组织、企业本身几方面分析了民营企业融资难的原因,针对原因提出了相关的对策。

Since the reform and opening up, the private enterprises have continuously developed and have become the important component of our country＇s economy. But the financing problems of the private enterprises, especially the small and medium-sized ones, have become the bottleneck for their development. This paper analyzes the reasons of the financing difficulties from the bank credit mechanism, the government management, intermediary organization and the enterprise itself. Some relevant countermeasures are put forward.