黑龙江省银行汇率避险产品发展现状及对策

Current Situation and Policy Recommendations on the Development of Bank Exchange Rate Hedging Product in Heilongjiang Province

汇改重启后,各类经济主体避险意识显著增强,对汇率避险产品的需求更为迫切。从黑龙江省外汇指定银行汇率避险产品发展现状谈起,以案例分析的形式,综合评估目前在用的避险产品特性,分析其对国际收支及跨境资金流动的影响,从国家监管、银行经营管理和企业层面剖析了黑龙江省银行汇率避险产品发展的制约因素,提出了相关政策建议,以更好地支持和加强银行汇率避险服务。

After the restart of the reform of the exchange rate, consciousness of avoid risks of various types of economic main body increases significantly, leading to a more urgent needs of the exchange rate risk hedging product. The paper started with the current situation of exchange rate hedging products in Heilongjiang, analyses with case, comprehensive evaluated characteristics of currently used hedging product, analyzed effect on the international balance of payments and cross-border capital flow. From the national supervision, management of bank and enterprise level, analyzed restriction factors of the development of the bank exchange rate hedging products and put forward the related policy proposal in order to well support and strengthen the bank exchange rate hedging services.