冒用型信用卡诈骗罪研究

Type of Fraudulent Use of Credit Card Fraud

冒用他人信用卡是信用卡诈骗犯罪中一种常见的犯罪形式,司法实践中存在的争议问题也比较多。首先从冒用信用卡诈骗犯罪的行为界定入手,全面论述了冒用行为的基本内涵以及被冒用"信用卡"的类型。对于在司法实践中争议较大的人机互动型冒用信用卡的行为定性问题,认为应将其定为信用卡诈骗罪而非盗窃罪。此外,对于行为人通过其他犯罪手段获取信用卡后冒用的问题,则需要根据手段行为的不同性质及其罪刑的轻重分别定罪量刑。

Fraudulent use of credit cards is credit card fraud in the form of a common criminal, judicial practice, there will be more contentious issues. This first type of credit card fraud from fraudulent acts of crimes, defined start a comprehensive discussion of the fraudulent conduct was fraudulent use of the basic meaning and the ＂credit card＂ type. For more controversial in the judicial practice of fraudulent use of credit card behavior of human-computer interactive qualitative issues, the writter thinks it should be credit card fraud rather than theft. In addition, for the perpetrator to get through other criminal means to fraudulent use of credit card problems, it should act according to the means of different nature and severity of the crime and conviction and sentencing.