城镇化进程中的金融创新研究

The Study on Financial Innovation in the Process of Urbanization

城镇化对我国当前扩大消费和投资需求、统筹城乡发展、促进国民经济持续协调发展等具有重大意义。城镇化过程中的基础设施建设公共服务供给、农村劳动力转移等都需要大量资金的支持,但仅靠政府财力难以满足如此巨大的资金需求。因此,应充分发挥金融业的资金融通功能和优势。通过分析金融对城镇化的促进作用以及当前金融体系和金融体制在城镇化进程中存在的问题,提出了城镇化进程中金融体系和金融体制的创新方式。

The urbanization is of great significance to the expansion of consumption and investment demand as well as promoting the coordinated development of national economy. Because the local government is difficult to meet the enormous demand of funds which originated fi-om the process of urbanization, making full use of the financial functions and advantages is important to the development of urbanization. The article put forward the financial system and financial innovation which is helpful to solve the problems caused from the financial system in the process of urbanization.