2009—2010年我国商业银行中间业务发展——基于占比及结构的分析

Chinese Commercial Bank Intermediate Business Development from 2009 to 2010——Based on Proportion and Structure Analysis

国外商业银行发展的历程表明,中间业务是商业银行发展到一定阶段的支柱业务。然而,目前国内商业银行中间业务的发展呈现不同态势:国有银行遥遥领先,股份制银行奋起直追,城市商业行差距不小。同时,囿于分业经营及监管政策,国内商业银行中间业务发展层次仍然较低。而城市商业行与大型商业银行的差距表明,其未来在中间业务发展上任重道远。

The development of foreign commercial banks indicates that intermediate business is the pillar of commercial bank in certain stage.However,the development of intermediate business of commercial banks has different situation at home currently.The stated own banks hold leading places,and shareholding commercial banks struggle to catch up and the city commercial banks are far behind.Simultaneously,because of strict management and regulatory policy,the development level of intermediate business is still low.