摘要
近年来,我国保险业呈现出显著的地区差异,本文以我国寿险市场的地区差异作为考察重点。基于2009年我国各省区寿险市场的截面数据,从空间计量经济学角度,采用Moran I指数以及Moran散点图考察我国寿险市场区域差异的空间特性。在此基础上,利用空间滞后模型结合空间误差模型实证分析导致空间格局差异的成因。
In recent years, China＇s insurance industry shows significantly regional differences. The paper focuses on regional differences in China＇s life insurance market. Based on cross - sectional data of life insurance market in China in 2009, the paper uses the Maran＇I Index and Moran chart in China＇s life insurance market to examine the spatial characteristics of regional differences from perspective of spatial econometrics. And then with spatial lag model and spatial error model, it further studies the causes of differences in spatial patterns.
出处
《财经论丛》
CSSCI
北大核心
2012年第1期69-75,共7页
Collected Essays on Finance and Economics
关键词
保险密度
截面数据
空间相关性
空间计量模型
insurance density
cross- sectional data
spatial correlation
spatial econometrics model
