巴塞尔Ⅲ在监管理论与框架上的改进：微观与宏观审慎有机结合被引量：37

BaselⅢ:Marrying the Micro and Macro-prudential Regulation in Financial Supervision

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摘要巴塞尔Ⅲ作为此次国际金融危机后全球金融改革的重要成果,不但改进了传统金融监管理论只专注于单个金融机构风险而忽视了系统性风险的不足,而且在监管框架设计上,既注重加强微观审慎监管,又注重宏观审慎监管的有机结合。本文从阐释推动这次全球金融监管改革的理论基础出发,深入剖析了巴塞尔Ⅲ在微观审慎监管和宏观审慎监管上改进的原因与具体进展,最后探讨了巴塞尔Ⅲ可能对中国银行业的影响并提出对中国银行业改革的建议。 Basel Ⅲ, as an important fruit of the current global financial reform after the subprime crisis, not only overcomes the shortcoming of the traditional theories of financial supervision which focus only on individual risks while ignoring systemic risks, but also strengthens both micro-prudential and macro-prudential regulation and supervision. This paper begins with illustrating the theoretical basis of the current global financial reform, and then analyzes the reasons which force the Basel Ⅲ to marry micro and macro-prudential regulation before describing the progress it has made. Finally, this paper discusses the possible impact of Basel Ⅲ on China＇s banking sector.

作者范小云王道平

机构地区南开大学经济学院金融学系南开大学国际金融研究中心

出处《国际金融研究》 CSSCI 北大核心 2012年第1期63-71,共9页 Studies of International Finance

基金教育部哲学社会科学研究重大课题攻关项目“全球金融危机与国际货币金融体系改革研究”(09JZD0016)阶段性研究成果教育部重点研究基地重大项目“国际金融危机对我国经济的影响及其应对方略”(2009JJD790027)资助

关键词巴塞尔Ⅲ 微观审慎监管宏观审慎监管 Basel Ⅲ Micro-prudential Supervision Macro-prudential Supervision

分类号 F831 [经济管理—金融学]

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参考文献24

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