浙江金融支持经济发展转型的实证分析

本文用主成分分析法构建了浙江经济发展转型指数,以此作为被解释变量,用协整的计量方法,实证分析了浙江金融业(银行、证券和保险)对经济发展转型的影响,得出金融业对经济发展转型的总支持力度很小,以银行为主导的间接融资对经济发展转型不利,而大力发展直接融资则有利于经济发展转型的结论。

This paper uses the principal component analysis method to construct the transformation index of economic development of Zhejiang as the dependent variable, then using co-integration method to analyze Zhejiang financial sectors＂ （banking, securities and insurance） impact on economic development and transformation. It concludes the financial sectors＂ supporting on economic development is very small, indirect financing mode led by banks is adverse to economic development and transformation, and on the contrary, to develop direct financing is beneficial to it.