摘要
2011年4月以来"企业主逃债"事件引起了各级政府的高度重视。本文通过对事件发源地之一的浙江省台州市304家中小企业的问卷调查,研究了"企业主逃债"与中小企业融资状况的关系。本文研究发现,小微企业融资缺口进一步扩大,高达同期银行贷款余额的3.5倍;中小企业融资周期与融资目的之间的结构性矛盾是诱发企业资金链断裂的潜在因素;从紧的货币政策、银行压贷和企业贷款互保是"企业主逃债"的主要外部因素;企业经营不善和高负债率管理是主要的内在因素。
Since April 2011, the affair of entrepreneurs＇ escaping debts had frequently attracted the at- tention of governments. Based on the questionnaire of 304 SMEs in Zhejiang Taizhou, this paper provided some conclusions as the following. The SMEs financing gap had become wider, which was 3.5 times compared to the bank loan balance The structural contradiction between the SMEs financing cycle and the fi- nancing purpose was a potential factor which induced the cash chain broken. Escaping debts was a bitter choice for entrepreneurs. Tight monetary policy, banker＇s controlled loan to SMEs and mutual guarantee for the firm＇s loan were main external factors, and while poor management of the firm and high debts management were main internal factors. It required efforts of all levels of governments to resolve SMEs financing difficulty.
出处
《经济理论与经济管理》
CSSCI
北大核心
2011年第12期101-109,共9页
Economic Theory and Business Management
关键词
中小企业
融资难
融资缺口
SMEs
financing difficulty
financing gap
