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我国经济周期与信贷风险关系研究 被引量:7

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摘要 信贷风险一直是影响商业银行发展的重要因素。宏观经济周期性波动作为一种系统性风险很难通过组合的方式进行分散,其对商业银行信贷风险的影响也逐渐被国内银行业经营者和学者重视起来。本文通过实证研究发现以不良贷款表示的我国信贷风险和经济周期之间存在一些关系,并以此为基础提出了弱化经济周期对商业银行信贷风险冲击的建议。
作者 符林 邱田振
出处 《金融与经济》 北大核心 2011年第11期41-45,共5页 Finance and Economy
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