高校国家助学贷款政策风险与防范的分析和建议

Analysis of National Student Loan Policy' Risks in Colleges and the Countermeasures

国家助学贷款是"不使一名学生因为家庭经济困难而辍学"的重要保证,是资助困难学生的主渠道。贷款后学生的还款工作却日益成为困扰国家和高校的一个重要问题,使国家助学贷款贷后管理成为国家助学贷款风险防范方面研究的重要方向。

National student loan is an important guarantee of none student dropped out because of family economic hardship, and it is to fi nance poor students as the main channel. But repayment of student loan is increasingly becoming an important issue in colleges and universities, and the management of national student loan becomes an important direction of the national student loan risk prevention research. This paper attempts to make a simple analysis on this issue and put forward our ideas and proposals.