流动性过剩:根源、影响和对策

流动性过剩是指经济主体留于应急的产品数量超过了风险程度和风险偏好所应当持有的数量。一国微观上和宏观上都有可能出现流动性过剩,一旦一个国家居民的消费需求和投资需求下降过多,该国就会出现流动性过剩。在封闭经济中,流动性过剩的根源是消费需求和投资需求的下降。在开放经济中,如果该国的出口状况良好,则流动性过剩的根源往往就是国内消费下降。流动性过剩会带来消费和投资需求下降等诸多负面影响,政府可以采取完善社会保障体制等措施应对流动性过剩。

The fluidity surplus means that the product number and amount econom ic entities leave for emergency are more than those that risks degree and risk p reference should hold.The fluidity surplus might appear in a country both micro scopically and macroscopically.Once the consumption demand and investment deman d of a country＇s inhabitants decrease too much,the fluidity surplus will emerg es.In the close economy,the origin of fluidity surplus is the decreasing consu mption and investment demands.In the open economy,if a country has good export conditions,so the origin of fluidity surplus often is due to decreasing domest ic consumption.The fluidity surplus would bring about a lot of negative influen ces such as decreasing consumption and investment demand.As a result,the govern ments may take the measure such as improving social security system to deal with the fluidity surplus.