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小额贷款信用风险评估研究述评 被引量:8

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摘要 本文从信用风险评估特征、评估指标确定、评估方法选择和信用评分法/适用性等角度,对国内外小额贷款信用风险评估的相关理论和实证研究予以述评并加以探讨,对我国小额贷款信用风险评估提供了重要启示。
作者 申韬
机构地区 广西大学商学院
出处 《金融理论与实践》 CSSCI 北大核心 2012年第1期105-110,共6页 Financial Theory and Practice
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参考文献10

  • 1Allen L. Credit Risk Modeling of Middle Mar- kets[D]. Working paper, 2003.
  • 2Angelini E. Italian Banks' Credit Approach To- wards Low-Income Consumers and Microenterprises: Is There a Bias Against Some Segments of Customers?[Z]. New Frontiers in Banking Services, Part 3, 299-321, DOI: 10.1007/978-3-540-46498-3_9, 2007.
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  • 4Bhatt N and Shui-Yan Tang. Determinants of Repayment in Microcredit: Evidence from Programs in the United States[J]. International Journal of Urban and Regional Research 26, 360-376, 2002.
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  • 8Joris Van Gool, Bart Baesens, Pier Sercu, Wout- er Verbeke. An Analysis of the Applicability of Credit Scoring for Microfinance[D]. Working paper, 2009.
  • 9陈良维.决策树算法在农户小额贷款中的应用研究[J].计算机工程与应用,2008,44(31):242-244. 被引量:9
  • 10刘畅,方靓,晏江,熊学萍.概率神经网络在农户信用评估中的应用研究[J].湖北社会科学,2009(11):85-89. 被引量:7

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