摘要
资金紧张问题一直是中小企业面临的主要难题。我国中小企业资金紧张既有国家政策方针的原因,又有企业管理体制方面的原因。国家应建立中小企业的政府支持体系,银行适当放宽信贷条件,建立银企合作关系;中小企业加强信用建设,合理优化资产结构,配置固定资产与流动资金的比例,加强流动资产的管理,拓宽企业产品销售渠道,实施营销创新,增加企业收入。
Fund shortage problem is always the main problems facing smes.Our country small and medium-sized enterprise financing is tight with both the national policy reason,and enterprise management system aspect reason.The State shall establish the small and medium-sized enterprise government support system,The bank due to the relaxation of credit conditions,establish the bank-enterprise cooperation relationship;small and medium-sized enterprises to strengthen credit construction,optimizing the asset structure,allocation of fixed assets and liquidity ratio,strengthen liquidity management,expand the enterprise product sales channels,the implementation of marketing innovation,increase business income.
出处
《宝鸡文理学院学报(社会科学版)》
2011年第6期110-112,共3页
Journal of Baoji University of Arts and Sciences:Social Science Edition
关键词
中小企业
资金
紧张
成因
对策
Small and medium-sized enterprises
financing
tension
causes
countermeasure