摘要
针对国家助学贷款在高职院校实施中的现状,分析了国家助学贷款高违约率的成因,从政府、银行、学校和贷款学生四个方面提出了国家助学贷款违约的治理措施。
The reasons for high rate of national student loan default are analyzed based on the implementation of it in the colleges.The measures from the aspects of government,bank,college and students with loan are proposed to reinforce the post-loan management.
出处
《济源职业技术学院学报》
2011年第4期4-6,共3页
Journal of Jiyuan Vocational and Technical College
关键词
高职院校
国家助学贷款
贷后管理
银行个人征信系统
vocational colleges
national student loan
post-loan management
bank personal credit system