深化农村金融改革 进一步提升农村信用社资本及其质量

Intensify Rural Financial Reform to Further Enhance the Level and Quality of the Capital of Rural Credit Cooperatives

2003年7月开始的以商业化改革、充实资本、提高标准为主要内容的农村信用社改革取得了积极成效,但也存在改革进展和农村信用社服务"三农"能力不均衡的问题。下一步,要按照巩固和提高农村信用社资本的方向,在分类指导的基础上,通过对农村信用社做实资本要求、提高资本质量、优化股东结构、完善公司治理等途径,进一步深化农村信用社改革。

The reform of rural credit cooperatives, starting in July 2003, mainly focusing on commercialization, strengthening capital and raising the standard, has achieved positive progress. But there are still such problems as the imbalance between the reform progress and the capability of serving the rural area, the farmers and the agricultural industry. On the basis of catego- rized guidance and following the direction of strengthening and enhancing the capital of rural credit cooperatives, the next step is to further intensify the reform of rural credit cooperatives, through meeting capital requirements, enhancing capital quality, optimizing shareholder structure and improving corporate governance.