危机后日本实施中小企业融资对策的研究

The Japanese Post-crisis Supporting Policies for SME Financing

美国次贷危机引发的全球金融危机使日本国内实体经济、中小企业生存和发展都受到了严重的负面影响。日本政府以及金融当局一方面通过政策性金融手段和信用担保体系的运作来强化政府金融的作用,另一方面,启动多种危机应对政策,有效化解了中小企业融资困境,缓解了中小企业生存压力,维护了经济发展的稳定性。日本政府实施的金融政策取得一定效果,但伴随着金融政策的实施,也引发了一些新的问题。

The global financial crisis caused by the U. S. tive impacts on Japanese domestic entity economy as well subprime mortgage crisis has brought serious negaas the survival and development of small and medium -sized enterprises （SMEs）. On one hand, the Japanese government and financial authorities have ened the role of government financing through strength the policy - oriented financial institutions and the credit guarantee system; on the other hand, several response policies are enforced to solve the SME＇s financing distress and survival pressure, in order to maintained the stability of economic development. These financial policies have been somewhat effective, but new problems have also been aroused.