1Stiglitz,J. and Weiss, A. Credit rationing in markets with imperfect information [ J ]. American Economic Review. 1981 (71) :393 -410.
2Berger,A. N. and Udell,G. Small business credit availability and relationship lending: The importance of bank organizational structure [ J ]. Economic Journal,2002 ( 112 ) : 32 - 53.
3Ongena, S. and Smith, D. Bank relationships : : A survey In P. Harker and S. A. Zenios (eds) [ M ]. The Performance of Financial Institutions, 2000a,Cambridge University Press .
4Boot,A. W. A. Relationship banking: What do we know? [ J ]. Journal of Financial Intermediation ,2000(9) :7 -25.
5Elsas, R. Empirical determinants of relationship lending [ J ]. Journal of Financial Intermediation 2005,14( 1 ) :32 -57.
6Berger, A. N. and Udell, G. A more complete conceptual framework for financing of small and medium enterprises [ J ]. Journal of Banking and Finance forthcoming,2006.
7Yosha, O. Information disclosure costs and the choice of financing source [ J ]. Journal of Financial Intermediation, 1995,4 ( 1 ) :3 - 20.
8Diamond, D. Monitoring and reputation : The choice between bank loans and directly placed debt [ J ]. Journal of Political Economy, 1991,99:688 - 721.
9Weinstein, D. E. and Yafeh, Y. On the costs of a bank - centered financial system : Evidence from the changing main bank relations in Japan [ J ]. Journal of Finance, 1998,53 (2) :635 - 672.
10Fama, E. What's different about banks? [ J ]. Journal of Monetary Economics, 1995 ( 15 ) :29 - 36.
2Samitasa, Aristeidis G. & Kenourgios, Dimitris F. 2005. Entrepreneurship, small and medium size business marke and European economic integration [J]. Journal of Policy Modeling, No.27.
3Strahan.Philip E. & Weston,JamesP. 1998. Small business lending And the changing strueture of the banking industry [J].Journal of Banking and Finance, No.22.