银行理财产品信息披露制度刍议

Modest Proposal For the Information Disclosure System of Bank Financial Products

近年来银行理财业务在迅猛发展的同时也产生了一系列问题,其中由于信息披露而引发的矛盾尤为突出。受金融市场发育程度、金融监管体制与立法技术的制约,立法与监管机构对银行理财产品在信息披露方面的规制尚存不足。信息披露是规范市场的基础,有利于保护投资者合法权益,维护金融秩序,完善我国银行理财产品信息披露制度。

Nowadays, with the continuing development of bank financial products, a series of problems have arisen.The weaknesses of our information disclosure system have brought about serious problems,which is conditioned by the cultivation of China＇s financial market ,the financial regulatory system ,and the skills of legislation. The information disclosure system is the foundation for standardizing the economic order. For the purpose of protecting the interests of investors and standardizing the financial order, we should improve the information disclosure system of bank financial products.