吉林省金融机构对中小企业金融支持的对策分析

Research on the Financial Support of the Financial Institutions to the Small and Medium Enterprises(SMEs)in Jilin Province

近年来,吉林省金融机构将开展中小企业业务作为改善业务结构、客户结构和调整战略方针、履行社会责任的重点,中小企业贷款满足率不断上升,但融资难问题,仍是制约不少中小企业进一步发展的障碍。加强对中小企业的金融支持,广大金融机构应提高服务中小企业发展的水平,增强金融创新能力,完善中小企业信贷考核体系,建立中小企业贷款风险补偿基金,发展多层次中小企业信用担保体系等,为中小企业的发展提供更有力的金融支持。

In recent years,financial institutions of Jilin Province will carry out businesses of the SMEs as to improve the business structure,customer structure and adjust the strategic approach to fulfill their social responsibility,the rates of loans to SMEs is rising,but the problem of financing is still a obstacle to the development of SMEs.Strengthen financial support to SMEs,the majority of financial institutions should improve the level of service for SMEs development,and enhance the ability of financial innovation,improve the small business credit appraisal system,establish the SME loan risk compensation fund,and develop the multi-level SMEs credit guarantee system,to provide stronger financial support for SMEs development.