基于我国商业银行风险管理对策探讨

Probing into China commercial bank risk m anagem ent countermeasure

本文结合当前世界以及中国经济形势,针对我国商业银行风险管理中存在问题,提出完善银行的治理结构,健全内部控制机制,规范风险管理的流程,完善商业银行风险管理信息系统,建立有效的风险管理实施方案,以及严格管理房地产以及地方政府项目贷款等措施。

Based on the current world and China economic situation,in view of our country commercial bank risk management problems,puts forward perfect governance structure of a bank,sound internal control mechanism,regulating the flow of risk management,improve business bank risk management information system,set up effective risk management plan,and strict management real estate and local government project loans etc.