企业法人恶意破产与金融债权保全

Malicious Bankruptcy of Enterprise as Legal Person and Financial Claim Preservation

企业采取虚假破产等形式恶意破产逃债的行为,严重损害了银行等债权人的利益,扰乱了市场经济秩序,破坏了诚实信用的市场规则,并可能埋下金融危机的巨大隐患。应建立企业破产预警制度、实行破产案件异地管辖、完善破产障碍制度、完善征信系统等措施,遏制企业恶意破产逃债,保全金融债权。

The practices of false bankrupt to evade the debts seriously damage the interests of banks and other creditors,disturb the order of market economy,and destroy the market principle of good faith,which may bring the tremendous potential trouble into financial crisis.This paper proposes to establish the pre-warning system of enterprise bankruptcy,implement no local jurisdiction over bankruptcy cases,improve the obstacle system of bankruptcy and credit system,etc.to curb the malicious bankruptcy of enterprises to evade the debts and preserve the financial claims.