中国农村金融发展对城乡收入差距影响的实证分析

An Empirical Analysis of Impact of Rural Financial Development on the Income Gap between Urban and Rural Areas in China

从农村金融自身的发展出发,在界定农村金融发展涵义的基础上,设计相应的指标,从规模、效率及结构三个方面来衡量农村金融发展。利用VAR模型对农村金融发展和城乡收入差距之间的长期均衡和短期波动关系进行的实证分析表明:农村金融发展相对规模的扩大拉大了城乡收入差距,农村金融中介效率的提高和非正规金融规模的扩大缩小了城乡收入差距。

From the perspective of the development of rural financial itself,the indicators have been devised according to the definition of the rural financial development.The rural financial development can be measured by three factors： scale,efficiency and structure.An empirical analysis of the long-term equilibrium and the short-term income gap between the rural financial development and urban and rural income gap has been made by VAR model.The conclusion is： the income gap between urban and rural area can be widened by the relative expansion of rural financial development,and can be narrowed by the increase of the efficiency of rural financial intermediary and the expansion of the informal finance.