银行业行为监管的国际经验、法理基础与现实挑战

The International Experience,Legal Basis and Realistic Challenge of Behavioral Regulation in Banking Industry

无论从理论还是现实来看,行为监管都不同于现实的审慎监管和功能监管,具有强烈的实际意义和价值。本文主要从国际比较和法理基础、现实条件与路径选择等角度讨论了银行业行为监管问题,并提出了相关政策建议。

Behavioral regulation is of great significance and value in terms of theory and reality.The article discusses several issuesconcerning behavioral regulation in banking industry,such as international comparison,legal basis,reality,route,etc.Finally it gives out somepolicy suggestions.