产业转型背景下的中国房地产金融体制改革

Reform of China's Real Estate Finance System under the Background of Industry Transformation

当前,我国房地产业面临着重大的转型机遇。作为国民经济的支柱产业之一,我国的房地产业长期处在政府的高度调控之下,没有真正发挥产业自身和市场的潜能。长期以来,房地产金融体制的形成与发展也被严重抑制,在资金来源上过度依赖传统的银行体系,造成我国的房地产金融体制已经无法满足房地产业快速发展的需求的现状。因此,我国急需对房地产业进行包括金融改革在内的转型。

At present, China＇s real estate industry is facing a significant transformation opportunity. As one of China＇s mainstay industries, real estate industry has been under the control of the government for long and the market has not really played its due role yet. For a long time, the real estate finance system has been restrained seriously and the capital source of the market mostly depends on the banking system, which results in the dissatisfaction of the real estate finance system for the rapid development of the real estate market. Therefore, we are badly in need of transformation in real estate industry, including its finance system reform.