摘要
绿色保险作为防范环境风险的金融产品在我国逐步兴起和发展。在对武汉城市圈的保险发展现状及存在的问题进行分析的基础上,通过借鉴世界发达国家与发展中国家先进经验并结合武汉城市圈实际的区域环境,建议采取下列举措以完善武汉城市圈的绿色保险制度:积极创新绿色保险产品、柔性革新绿色保险方式和拓展投保范围、将名录制度作为绿色保险的主要依据、灵活确定绿色保险费率及赔付标准、确定保险期间与诉赔时效以及创建专门的绿色保险承保机构。
Green insurance, as a financial product which prevents environmental risks, is coming into being in China. On the basis of analyzing its development and existing problems, learning from developed and developing countries and considering the regional environment of Wuban City Circle, some measures were suggested to be adopted, such as innovating insurance products, developing patterns and scope of green insurance ; making listing system as main accordance ; making flexible insurance rates and payment standards ; determining the duration of insurance and payment limitations, and constructing special green insurance agencies.
出处
《安徽农业科学》
CAS
2012年第9期5394-5397,共4页
Journal of Anhui Agricultural Sciences
基金
湖北省2010年度社会科学基金项目"武汉城市圈绿色金融制度研究"([2010]237)
湖北省教育厅科学技术研究计划优秀中青年人才项目"武汉城市圈‘两型社会’建设中绿色消费制度的构建"(Q20102909)
关键词
绿色保险
制度
武汉城市圈
Green insurance
System
Wuhan City Circle