浅析电费缴纳信息纳入银行征信系统的意义

The significance of putting electricity payment information into the bank credit system

阐述了将非居民用户电费缴纳信息纳入银行征信系统对电力企业、商业银行和用电客户产生的积极意义,分析了其在实施过程中可能会遇到的问题,并提出非居民用户电费缴纳信息纳入银行征信系统的用电客户应有充分的知情权,电力企业和银行应确保纳入征信系统中电费缴纳信息的准确性和安全性。

The paper elaborates that putting electricity payment information of the non-residents into the bank credit system has the positive significance for power enterprises, commercial banks and electricity customers. It analyzes the problems encountered in the implementation process and proposes electricity customers whose non-residential electricity payment information are put into the bank credit system, should have full right to know the actions. The power enterprises and banks should ensure the accuracy and security of electricity payment information which is put into bank credit system.