新型农村社会养老保险问题与对策思考

On the New Old-age Insurance System for Rural Residents in China

随着我国经济水平的不断提升,农村广大农民的养老保障需求也在日益增长,新型农村社会养老保险在此背景下应运而生。新型农村社会养老保险试点工作作为新农村建设的重要内容,近年开始在各地迅速展开。在实践中,我国农村社会养老保险遇到了不少的问题,如缺少法律保护、农保资金筹集难等等。文章以体制为切入点,探析新型农村社会养老保险如何进行创造性改革,提出了新型农村社会养老保险要坚持城乡统筹、因地制宜、循序渐进的原则。

With the development of our country＇s economy, the needs of the people in rural areas also increase, and then the newold-age insurance system for rural residents comes out. As an important content of the new socialist countryside construction, the newold-age insurance system for rural residents is well being implemented all over the country. There are still some problems such as lack oflegal protection, less of fund are constrains the development of the system. This paper from the system to analyzes the innovation of newold-age insurance system for rural residents, and then puts forward the suggestions.