第三方支付何去何从

DILEMMA OF CITY COMMERCIAL BANKS’ IPO

第三方支付发展迅速，商业潜力巨大，但也存在不少问题，需要在创新和监管之间找到平衡。

Many Chinese city commercial banks wish to be listed on the stock market. In a recent announcement, the China Security Regulatory Commission said that the IPO applications of 14 city commercial banks were in the process of"implementing feedback". The expansion of these banks might benefit small and micro enterprises. However, there are concerns that the city commercial banks are expanding too fast, and their risk management ability may not be able to keep up with the pace of expansion.