系统重要性金融机构的国际监管趋势浅析

Trend of International Financial Supervision on Systemically Important Financial Institutions

系统重要性金融机构的监管已经成为当前国际金融改革的一个重要组成部分。国际金融组织和各国金融监管机构正致力于降低其道德风险,终结大型金融机构"过大而不能倒"的局面。我国的监管需要从中国的国情和实际出发,不断完善宏观审慎管理框架,建立健全金融基础设施,积极参与国际游戏规则的制定,为防范系统性风险和维护金融稳定做出不懈努力。

Systemically important financial institutions have become an important part of the current international financial reform.International financial organizations and financial regulators are adopting various policies and measures to reduce the moral hazard of systemically important financial institutions and resolve the problem of ＂too big to fail＂ .Our supervision of systemically important financial institutions should be based on the conditions and realities of China, improve the macro-prudential supervision framework, continuously build and perfect financial infrastructures, and actively participate in the formulation of international game rule, to prevent systemic risk and maintain financial stability.