银行违规成本分析及监管建议

Bank Violation Cost Analysis and Supervision Proposal

银行作为经营外汇业务的特殊主体,直接为客户提供国际结算、结售汇等业务服务,又兼有大量的代位监管职能,是外汇政策传导的重要环节,同时,银行作为一个赢利机构,本质上仍以利润最大化为目标,因此,外汇局应做好银行主体监管工作。

The bank, as a special subject of running foreign exchange, directly provides international settlement, exchange settlement and sales etc., and has the subrogation supervision function, so it is also the important link of the foreign exchange policy transmission. At same time, as a revenue- producing activity, its goal is maximum of profit. So exchange office should do well the bank supervisory work.