保险中介的价值研究

Research on the Value for the Insurance Intermediary

保险中介作为保险产业链的重要主体,其生存发展对于保险业的发展至关重要。目前我国保险中介市场体系得以初步建立,但保险中介的职业化进程缓慢,其市场价值未能得到有效发挥,制约了保险中介市场的发展。文章试图通过对保险中介价值的分析及对阻碍保险中介价值有效发挥的问题探讨,在此基础上对如何有效发挥保险中介在保险产业链上的价值提出对策思考,以加快保险市场集约化经营步伐,促进保险市场的繁荣。

In the insurance industry chain, the insurance intermediary is a main body. For the whole industry, its survival and development are crucial. At present, in China, the industry＇ s intermediary market has been primarily established. However, the process for professionalization still moves slowly. Given by that, the market value of the intermediary can not be produced effectively, so that limits its development. Therefore, this paper focuses on analyzing the insurance intermediary＇ s value and discussing the factors that impeded the value functions. Meanwhile, in order to speed up the pace of intensive management and promote the prosperity for insurance market, the author also puts foravard countermeasure thoughts for achieving these values effectively.